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IRMAACP™ for Financial Advisors
IRMAA is eroding your clients' retirement income. Protect it.
Most financial advisors don't discover a client's IRMAA exposure until the bill arrives — and by then it's too late to do much about it. The IRMAACP™ gives you the tools to model future surcharges, time income events strategically, and build retirement income plans that account for Medicare costs as a first-class variable. Advisors who master IRMAA protect wealth in ways their peers never see coming.
WHY IRMAACP™ FITS YOUR PRACTICE
What IRMAACP™ Changes for Financial Advisors
- Model IRMAA surcharge exposure before income events trigger bracket jumps
- Time Roth conversions, RMDs, and capital gains realizations around IRMAA thresholds
- File successful life-changing event appeals on behalf of clients
- Turn Medicare cost management into a differentiated, high-value service line
$4,000+Average IRMAA surcharge cost per couple per year
20%Of Medicare enrollees pay IRMAA surcharges
63M+Americans on Medicare and counting
Ready to earn the IRMAACP™ credential?
One enrollment. Complete preparation. Everything you need to advise clients on Medicare costs and IRMAA surcharges with confidence.
Questions? Contact us — we're happy to help you choose the right path.