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IRMAACP™ for Insurance Agents

Medicare coverage is only half the story. IRMAA is the other half.

Insurance agents who focus on Medicare supplement or Medicare Advantage plans are already in the right conversation — but IRMAA is the cost variable most agents never address. The IRMAACP™ gives you the tools to help clients understand and manage their premium exposure, making you the advisor who solves the whole Medicare cost picture, not just the coverage.

WHY IRMAACP™ FITS YOUR PRACTICE

What IRMAACP™ Changes for Insurance Agents

  • Address IRMAA premium exposure alongside Medicare coverage and plan decisions
  • Guide clients on life-changing event appeals that can immediately reduce surcharges
  • Serve high-income Medicare clients with depth most agents never offer
  • Expand your value proposition beyond plan selection to full Medicare cost management
$4,000+Average IRMAA surcharge cost per couple per year
20%Of Medicare enrollees pay IRMAA surcharges
63M+Americans on Medicare and counting

Ready to earn the IRMAACP™ credential?

One enrollment. Complete preparation. Everything you need to advise clients on Medicare costs and IRMAA surcharges with confidence.

Questions? Contact us — we're happy to help you choose the right path.