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IRMAACP™ for Retirement Planners
Medicare costs are a retirement income variable. Plan for them.
Retirement planners who ignore IRMAA are building income plans with a blind spot. For clients with income above the initial threshold, Medicare premiums can cost tens of thousands of dollars more over retirement than basic estimates account for. The IRMAACP™ gives you the framework to model, minimize, and manage that cost as part of every retirement income plan.
WHY IRMAACP™ FITS YOUR PRACTICE
What IRMAACP™ Changes for Retirement Planners
- Integrate IRMAA projections into retirement income models from the first planning year
- Sequence withdrawals and income events to minimize lifetime Medicare premium costs
- Coordinate Social Security timing decisions with IRMAA bracket management
- Deliver retirement income planning that accounts for the full cost of Medicare
$4,000+Average IRMAA surcharge cost per couple per year
20%Of Medicare enrollees pay IRMAA surcharges
63M+Americans on Medicare and counting
Ready to earn the IRMAACP™ credential?
One enrollment. Complete preparation. Everything you need to advise clients on Medicare costs and IRMAA surcharges with confidence.
Questions? Contact us — we're happy to help you choose the right path.