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IRMAACP™ for Wealth Managers

High-net-worth clients have the most to lose from IRMAA. Be ready.

For affluent clients, IRMAA isn't a minor inconvenience — it's a recurring six-figure cost over a retirement. Wealth managers who hold the IRMAACP™ can model IRMAA across multi-decade income projections, coordinate withdrawal strategies to minimize bracket creep, and integrate Medicare cost planning into comprehensive wealth management engagements.

WHY IRMAACP™ FITS YOUR PRACTICE

What IRMAACP™ Changes for Wealth Managers

  • Integrate IRMAA modeling into comprehensive long-term financial plans
  • Coordinate withdrawal sequencing to manage Medicare premium exposure across retirement
  • Identify bracket-straddling opportunities across Roth conversions and asset sales
  • Position IRMAA expertise as part of a premium offering for high-income clients
$4,000+Average IRMAA surcharge cost per couple per year
20%Of Medicare enrollees pay IRMAA surcharges
63M+Americans on Medicare and counting

Ready to earn the IRMAACP™ credential?

One enrollment. Complete preparation. Everything you need to advise clients on Medicare costs and IRMAA surcharges with confidence.

Questions? Contact us — we're happy to help you choose the right path.