Retirement Risk & Income Strategist, Golden Oak Legacy
Meet Alex Kholodenko, a trusted Retirement Risk & Income Strategist and the Founder of Golden Oak Legacy, based in the heart of the San Francisco Bay Area. With over 20 years of diverse experience in life insurance, financial services, and real estate investing, Alex is dedicated to empowering pre-retirees and retirees to navigate the complexities of retirement planning with confidence and clarity.
Alex Kholodenko has earned the National Social Security Advisor (NSSA®) certification, demonstrating advanced expertise in Social Security claiming strategies.
Alex specializes in critical areas such as Social Security strategies, retirement income optimization, risk management, tax efficiency, long-term care planning, and legacy protection. His educational, strategic, and planning-focused approach ensures that clients identify financial blind spots and assess potential risks effectively. By evaluating how various strategies integrate, Alex helps clients achieve reliable income, enhanced protection, and lasting financial stability.
Passionate about making Social Security an integral part of a comprehensive retirement plan, Alex equips clients with the knowledge they need to make informed decisions. His commitment to client education and personalized planning sets him apart as a respected professional in the field.
Based in Redwood City, Alex lives with his wife and their cat, Felix. Outside of work, he enjoys traveling to over 50 countries, exploring music, Broadway shows, and staying active while supporting his favorite sports teams: the 49ers, Sharks, and Warriors. Join the many clients who have benefitted from Alex’s expertise and dedication—secure your financial future today with a trusted advisor who cares.
Leveraging Your Social Security BenefitsInvesting involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Yankaskas Financial Insurance Services may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Golden Oak Legacy. License # 0E50677
ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.