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Erica Gullikson, NSSA® Advisor · Hilo, HI

A professional headshot of Erica Gullikson, Independent Medicare Broker of Financial Benefits Insurance, Inc. in Hilo, HI

Erica Gullikson

Independent Medicare Broker, Financial Benefits Insurance, Inc.

111 E Puainako St Suite 705
Hilo, HI 96720

8082729677

Www.fbihi.com

NSSA® Certified #3659

Professional Profile

Erica Gullikson is an Independent Medicare Broker at Financial Benefits Insurance, Inc., based in Hilo, HI, dedicated to helping individuals and couples approaching or transitioning into retirement. With four years of experience in the field, Erica specializes in Medicare planning and social security claiming strategies, ensuring her clients receive the support they need during this critical phase of their lives.

As a holder of the NSSA® Social Security certification, Erica Gullikson brings specialized knowledge of Social Security planning to every client relationship.

What sets Erica apart is her commitment to simplifying complex social security and Medicare decisions through personalized education and guidance. She understands that navigating these systems can be overwhelming, and she takes pride in empowering her clients with the knowledge and confidence they need to make informed choices.

As both a NSSA advisor and Medicare broker, Erica works diligently to illustrate how Social Security and Medicare decisions work in tandem. Her strong connection to the Hilo community drives her passion for helping others, making her a trusted resource for anyone seeking clarity and assurance in their retirement planning.

Disclosure

Erica Gullikson and Financial Benefits Insurance, Inc. are not employed by, affiliated with, or endorsed by the Social Security Administration, Medicare, the Centers for Medicare & Medicaid Services, or the U.S. Department of Health and Human Services; any information shared is for general educational purposes only and should not be considered official government information.

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Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.