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Hilary Zaragoza, NSSA® & IRMAACP™ Advisor · Palm Harbor, FL

A professional headshot of Hilary Zaragoza, President / Owner  ZARA Financial Group of ZARA Financial Group in Palm Harbor, FL

Hilary Zaragoza

President / Owner ZARA Financial Group, ZARA Financial Group

2706 Alt 19N Suite # 202
Palm Harbor, FL 34683

727-744-1780

www.zarafinancialgroup.com

NSSA® Certified #3498IRMAACP™ Certified #483

Professional Profile

Meet Hilary Zaragoza, the President and Owner of ZARA Financial Group, a trusted retirement advisory firm located in Palm Harbor, Florida. With over a decade of experience as an independent retirement advisor, Hilary provides expert guidance in retirement planning, Medicare services, Social Security information, and wealth strategies tailored to help you secure a prosperous future.

Having lived in this vibrant community for nearly 40 years, Hilary combines local knowledge with a deep understanding of the challenges individuals face when approaching retirement. Inspired by personal experiences helping her parents navigate their own retirement, she is dedicated to offering trustworthy advice and solutions derived from extensive research and a genuine passion for empowering clients.

Having earned the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, Hilary Zaragoza is equipped to guide clients through complex Social Security and Medicare decisions.

At ZARA Financial Group, Hilary focuses on building lasting relationships with clients, ensuring they have the necessary tools and information to make informed decisions. Whether you're just starting to think about retirement or are deep into the planning process, you can rely on Hilary’s expertise and commitment to help you achieve your financial goals.

Explore how Hilary Zaragoza and ZARA Financial Group can assist you in a successful retirement journey—experience the peace of mind that comes from working with a respected professional who genuinely cares about your future.

Contact Hilary

Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.