John Carruthers, NSSA® & IRMAACP™ Advisor · Bothell, WA

John Carruthers is a dedicated Wealth Advisor with A5 Financial LLC in Washington, bringing over two decades of experience in the financial services industry. As a trusted resource for clients navigating complex financial plans, John combines his extensive knowledge with professional certifications—including an MBA, CFP®, BFA, ChFC®, and CRC®—to empower clients to take charge of their financial futures confidently.

John Carruthers holds both the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, reflecting advanced training in retirement income and Medicare cost planning.

John’s tailored approach to wealth management reduces complexities and aligns with each client's unique goals, making him an invaluable ally in your journey toward a secure and prosperous financial future. His passion for building lasting relationships ensures that clients feel supported every step of the way. As a respected expert in wealth management and social security, John is committed to helping you plan for retirement and develop effective wealth management strategies.

Beyond his professional accomplishments, John values family and enjoys quality time with his wife, daughter, and eleven nieces and nephews. His love for cooking and exploring new cuisines adds a personal touch, as he believes in creating memorable experiences around the dinner table. Choose John Carruthers as your Wealth Advisor in Washington, and experience the blend of expertise and genuine care that sets him apart.

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