John Ternus, NSSA® Advisor · Grand Island, NE
John Ternus
Financial Planner, Stonebridge Wealth Systems, LLC
Professional Profile
John’s goal is to help individuals and families bring clarity, confidence, and direction to their financial lives. After serving 22 years in the military, he observed how people with similar incomes could end up with vastly different outcomes based on their financial decisions. That experience drives his mission today—to help clients make informed, intentional choices that align their resources with what matters most to them.
As a holder of the NSSA® Social Security certification, John Ternus brings specialized knowledge of Social Security planning to every client relationship.
John is a CERTIFIED FINANCIAL PLANNER® professional and Chartered Financial Consultant® (ChFC®), providing client-first guidance across retirement planning, tax strategy, investment management, and estate considerations.
As a Tax Planning Certified Professional® (TPCP®), John designs tax-efficient strategies through every stage of life—from accumulation and pre-retirement to income distribution and legacy planning—guiding clients to keep more of what they’ve built. His National Social Security Advisor (NSSA®) certification further enhances his experience in optimizing benefits and coordinating income for retirement success.
With his Accredited Behavioral Finance Professional™ (ABFP™) background, John helps clients navigate the emotional side of money—bridging the gap between financial knowledge and confident action.
John earned his Bachelor of Science in Finance, graduating magna cum laude from the University of Maryland Global Campus, where he built a foundation in financial theory and investment analysis that supports his client-first approach today.
John believes true professionals never stop learning. Just as you expect your doctor to stay current, he believes financial advisors should be held to the same standard of ongoing education and care.
Based in Grand Island, Nebraska, John enjoys life outdoors with his wife, Amy, and their two sons. His mission is simple: to simplify the complex and help families make confident financial decisions that last a lifetime.
Disclosure
Investment advisory services are offered through Stonebridge Wealth Systems, LLC (SWS or Stonebridge), a SEC Registered Investment Advisor. SEC registration does not constitute an endorsement of Stonebridge by the SEC nor does it indicate that Stonebridge has attained a particular level of skill, training, or ability. Insurance products and services are not offered through SWS but are offered and sold through individually licensed and appointed agents. The information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Stonebridge Wealth Systems, LLC are not affiliated with or endorsed by the Social Security Administration or any other government agency. Securities offered through World Equity Group, Inc., Member FINRA/SIPC. Investment advisory services offered through Stonebridge Wealth Systems, LLC, a SEC Investment Advisor. Stonebridge Wealth Systems, LLC and World Equity Group are separate entities and are not owned or controlled by World Equity Group, Inc.
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