Maggie Koosa, NSSA® & IRMAACP™ Advisor · Stamford, VT

Maggie Koosa, IRMAACP®, NSSA®, CEPA®, is the founder of The Alchemists, a fee-based fiduciary RIA serving pre-retirees, retirees, business owners, and high-net-worth families across New England. A former high school math teacher, Maggie built her practice on a simple conviction: the two retirement surprises that hurt the most — how Social Security gets taxed and how Medicare's IRMAA surcharges quietly climb — are also the two most preventable. She helps her people time their Social Security benefits, manage their IRMAA brackets, and coordinate Roth conversions and retirement income so the tax bill is planned for, not stumbled into. Her work centers on the things most plans ignore until it's too late: the income trough, the widow's penalty, and bracket control. She reads the fine print, asks the uncomfortable questions, and — true to her roots — does the math right. Off the clock, she's a lifelong Girl Scout, a competitive athlete, a mom, and a proud New Englander.

Maggie Koosa holds both the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, reflecting advanced training in retirement income and Medicare cost planning.

Contact Maggie