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Michael Kettering, NSSA® Advisor · El Dorado Hills, CA

A professional headshot of Michael Kettering, Regional Vice President of Protective in El Dorado Hills, CA

Michael Kettering

Regional Vice President, Protective

El Dorado Hills, CA 95762

916-260-6155

NSSA® Certified #3238

Professional Profile

Meet Brian Kettering, a respected Regional Vice President at Protective Annuities, dedicated to empowering financial advisors across Northern California, Northern Nevada, and the Pacific Northwest. With over 23 years of invaluable experience in the financial services industry, Brian is your go-to expert for retirement income planning solutions, legacy protection strategies, Social Security, and Medicare. His extensive knowledge and commitment to educating both advisors and their clients set him apart as a reliable resource in the complex world of financial planning.

As a holder of the NSSA® designation in Social Security planning, Michael Kettering brings specialized knowledge of Social Security planning to every client relationship.

Born and raised in Northern California and a proud graduate of San Jose State University, Brian embodies the values of his community. He currently resides in El Dorado Hills with his wife and three children, balancing his professional passion with a fulfilling family life. In his downtime, Brian enjoys golfing, tackling home renovation projects, and exploring new destinations with his family. Trust Brian Kettering to guide you in navigating the intricacies of retirement planning and Social Security, ensuring a secure financial future for you and your clients.

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Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.