NSSA® is now part of the Advanced Retirement Planning Institute (ARPI). Learn more →

Mindy McIntosh, IRMAACP™ Advisor · FREELAND, MI

A professional headshot of Mindy McIntosh, Founder and CEO - IRMAA Certified Planner & NSSA National Social Security Advisor of FOCUS Retirement Made Clear McIntosh & Associates in FREELAND, MI

Mindy McIntosh

Founder and CEO - IRMAA Certified Planner & NSSA National Social Security Advisor, FOCUS Retirement Made Clear McIntosh & Associates

8282 Midland Rd
FREELAND, MI 48623

(989) 692-2200

www.focuswealthplan.com

IRMAACP™ Certified #1248

Professional Profile

Mindy McIntosh, Founder and CEO of FOCUS Retirement Made Clear McIntosh & Associates, brings over 24 years of experience as an IRMAA Certified Planner and NSSA National Social Security Advisor in Freeland, MI. Mindy's boutique firm is dedicated to providing personalized financial guidance to pre-retirees and retirees, including those who are widowed or single. Her expertise lies in navigating the complexities of Medicare, optimizing Social Security timing, and developing comprehensive tax strategies that align with her clients' goals.

At FOCUS, Mindy emphasizes a client-centered approach that prioritizes understanding individual needs and aspirations. She offers strategic legacy planning, investment optimization, and healthcare insights, ensuring that her clients have a clear path to financial fitness for retirement. As the author of "Cultivate Wealth," Mindy is committed to helping clients protect and simplify their financial future, fostering a warm, neighborly environment that makes her clients feel like part of the family.

As an IRMAA Certified Planner (IRMAACP™) program holder, Mindy McIntosh helps clients navigate Medicare costs and IRMAA surcharges with confidence.

With Mindy's extensive knowledge and a personal touch, those seeking reliable and respected financial guidance in Freeland can trust her to help pave a secure road ahead.

Contact Mindy

Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.