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Pragya Saiwal, NSSA® & IRMAACP™ Advisor · Fairview, NC

A professional headshot of Pragya Saiwal, Finance Educator & CEO of IC Wealth in Fairview, NC

Pragya Saiwal

Finance Educator & CEO, IC Wealth

39 Fairview Hills Dr
Fairview, NC 28730

9179072270

icwealth.net

NSSA® Certified #3640IRMAACP™ Certified #1342

Professional Profile

Pragya Saiwal is a dedicated Finance Educator and CEO of IC Wealth, located in Asheville, NC, where she specializes in empowering pre-retirees, retirees, business owners, and individuals facing unique life circumstances like divorce or widowhood. With a keen focus on Retirement Income Planning, Social Security Strategies, and Tax Planning, Pragya crafts personalized strategies that seamlessly integrate tax implications, Medicare considerations, and wealth distribution to ensure her clients maximize their total lifetime income.

With nearly two decades of experience as a Management Consultant for international banks, Pragya transitioned to founding IC Wealth to educate individuals and families on navigating their financial futures. She believes in the importance of having your money work as hard as you do, and her approachable manner makes complex financial concepts accessible and understandable.

Pragya Saiwal holds both the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, reflecting advanced training in retirement income and Medicare cost planning.

In addition to her financial expertise, Pragya is a certified Plant-Based Nutritionist, emphasizing the connection between health and wealth. She is passionate about guiding her clients not only in creating financial stability but also in fostering a healthy lifestyle. If you're looking for a knowledgeable advisor in Asheville area, who prioritizes your unique needs and financial goals, Pragya invites you to connect for a consultation or a second opinion on your current financial plan.

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Licensed Financial Professional

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Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.