Ricardo Carpenter, NSSA® & IRMAACP™ Advisor · Woodbury, NJ
Ricardo Carpenter
Medicare Insurance Broker and Retirement Advisor, Carpenter's Medicare Counseling and Retirement Services
Professional Profile
Meet Ricardo Carpenter, a dedicated Medicare Insurance Broker and Retirement Advisor at the Senior Health Stop in New Jersey. With over 30 years of experience in both the private sector and public service, Ricardo combines his extensive knowledge of business development and sales with a deep commitment to helping individuals navigate the complexities of Medicare and retirement planning.
As a licensed Life, Health, Property, Casualty, and Annuity Insurance Professional, Ricardo brings a unique perspective to his practice—he is also a Medicare beneficiary himself. This personal experience fuels his passion for empowering clients, making him a trusted ally in two of the most crucial aspects of life: healthcare and retirement income strategies. Ricardo's approach is not just a job; it’s a mission to give back to the community by ensuring others have access to the support they need during pivotal moments in their lives.
As a certified professional, Ricardo Carpenter has completed the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, bringing specialized expertise in Social Security and Medicare planning to clients.
Beyond his professional work, Ricardo enriches his community having been a Board Member for Partners for Kids and Families and is now an active participant in a non-profit organization dedicated to supporting at-risk youth. His volunteerism reflects his belief that everyone deserves a chance to thrive. When he’s not assisting clients, Ricardo enjoys family time with his wife and two sons, showcasing his commitment to family values in every aspect of his life.
Choose Ricardo Carpenter for your Medicare and retirement needs—experience the difference of working with a knowledgeable, compassionate, and respected professional who genuinely cares about your journey to financial security and health.
Disclosure
Currently under $25,000. My purpose for attaining Social Security and IRMAA certifications from NSSA was to prioritize education and training over marketing, enrolling clients in programs and services and quite frankly revenue. Having completed both trainings and certifications, along with my Medicare credentials I have a demonstrated respect for this business and a heightened confidence in my ability to advise clients with Medicare and Retirement Planning in a manner that's best for them. I look forward to working with individuals and businesses to establish long-term trusted relationships.
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