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Richard Timm, NSSA® Advisor · Melbourne, FL

A professional headshot of Richard Timm, Agent / Advisor of VeltenWaterhouse Advisors in Melbourne, FL

Richard Timm

Agent / Advisor, VeltenWaterhouse Advisors

4875 N. Wickham Ste. 101
Melbourne, FL 32935

32940

www.VeltenWaterhouse.com

NSSA® Certified #1000

Professional Profile

Richard Patrick Timm is a highly respected Agent/Advisor at VeltenWaterhouse Advisors, situated in Florida. With a robust background starting as an underwriter in New York City, Richard has cultivated a wealth of experience in the insurance industry, ultimately founding a multi-line insurance agency where he excelled in recruiting and training agents. His passion for helping individuals and families navigate the complexities of Social Security strategizing and wealth management sets him apart as a trusted expert in his field. Richard is committed to empowering clients with tailored strategies that maximize their social security benefits and enhance their financial well-being. Outside of his professional pursuits, Richard enjoys a fulfilling personal life, having been happily married for 39 years and raising two wonderful adult daughters. His artistic background, with a master’s degree in fine art specializing in portraits, reflects his dedication and attention to detail. Additionally, his commitment to fitness and martial arts highlights his discipline and perseverance. Consultants in Florida seeking a reliable and knowledgeable advisor can feel confident in Richard's expertise and dedication to helping clients achieve their financial goals.

Richard Timm has earned the National Social Security Advisor (NSSA®) certification, demonstrating advanced expertise in Social Security claiming strategies.

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Why ARPI-Certified

How an ARPI-Certified Advisor Can Help You

ARPI-certified advisors bring specialized knowledge and the tools to deliver confident, accurate guidance on the decisions that matter most.

Avoid Costly Claiming Mistakes

Social Security rules are complex — small missteps can cost thousands in lost benefits. An ARPI-certified advisor ensures you make informed decisions and avoid costly errors.

Holistic Retirement Planning

Your Social Security strategy doesn’t exist in isolation. An ARPI advisor integrates it with your full retirement plan so your assets work together toward a secure future.

Personalized Guidance You Can’t Get Elsewhere

The Social Security Administration provides information — not strategy. An ARPI-certified advisor delivers tailored solutions based on your unique circumstances and goals.