The International Association of Registered Financial Consultants has partnered with ARPI to offer members specialized credentials in Social Security, IRMAA, and end-of-life financial planning — the topics at the heart of every retirement conversation.

Founded in 1984, IARFC has long stood for proven financial consultants who help families achieve financial security. ARPI credentials complement that mission by equipping advisors with the deep, exam-tested expertise their clients need most as they approach and navigate retirement.
Whether your clients are asking when to claim Social Security, how to avoid surprise Medicare surcharges, or how to handle the financial complexity of a terminal diagnosis — ARPI has a credential that prepares you to answer with confidence.
ARPI credentials are built for working advisors — no filler content, no fluff. Just the planning knowledge your clients are actually asking about.
ARPI credentials are 100% focused on the planning topics IARFC members already advise on -- Social Security, Medicare costs, and late-life transitions. You won't learn anything you won't use.
The NSSA® and IRMAACP™ designations are nationally recognized and appear alongside your RFC® or MRFC® as proof of specialized retirement planning competence.
Contact IARFC or reach out to ARPI directly for your member discount code. We verify membership before issuing codes to keep the benefit exclusive. Visit arpinstitute.com/contact to get started.
Earn one or all three — each credential covers a distinct planning specialty that your clients genuinely need.
Master Social Security claiming strategy — spousal benefits, optimal filing ages, break-even analysis, and Medicare coordination — so you can guide clients with confidence.
Understand Income-Related Monthly Adjustment Amount surcharges, appeals strategy, and the MAGI planning windows that protect clients from surprise Medicare cost increases.
Navigate the financial transitions that accompany terminal illness and death -- asset protection, benefit coordination, and compassionate client guidance during life's hardest moments.